Mutual Fund Category AMFI: 'Hybrid Scheme - Conservative Hybrid Fund', 'Hybrid Schemes - Conservative Hybrid Fund'

Conservative Funds

Empirical historical performance, risk metrics vs benchmark, and constituent schemes rolling return analytics.

About this Category

Overview

Investment in equity & equity related instruments - between 10% and 25% of total assets; Investment in Debt instruments - between 75% and 90% of total assets

Goal

Given the equity component is limited upto 25% volatility is less as compared to equity funds but overall risk is higher than pure debt funds.

Taxation

These funds are taxed as debt.

Questions

How have these funds compared vs inflation?
How many times does this category scheme perform better than Nifty over 1 years, 3 years and 5 years?
If you consider your tax rate do you get positive or negative returns after adjusting for inflation?
Compare returns (pre and post) of this category vs equity savings category?
Compare drawdowns of this category vs equity savings category?
What was impact of interest rate hike (and cut) on liquid funds on the day it got announced, 1 month after the announcement and 120 days after the announcement, assuming there are no further announcements.
How does volatility (as well as returns) of this category compare with volatility of long term debt funds?

Analyze rolling returns, drawdowns, win/loss distributions, and risk metrics for the CATEGORY-CONSERVATIVE-FUNDS benchmark series. View Conservative Funds Series Details

End Amount

₹31,883.20

Initial: ₹10000 (Lumpsum)

Category CAGR

8.77%

Conservative Funds Return

Benchmark CAGR

8.82%

Conservative Portfolio

Inflation Adj. CAGR

3.73%

Real Annualized Return

Alpha

0.00

Excess Return vs Benchmark

Beta

0.83

Volatility vs Benchmark

Sharpe Ratio

0.56

Risk-Adjusted Return

Sortino Ratio

0.84

Downside Risk-Adjusted Return

Conservative Funds vs Benchmark vs Inflation

Constituent Mutual Fund Schemes (18) Click column headers to sort by rolling return percentiles across 5-year and 10-year horizons.

Return statistics cached as of October 31, 2026 (cached version)

Scheme Name	2.5Th percentile return for 5 Years	Median percentile return for 5 Years	2.5Th percentile return for 10 Years	Median percentile return for 10 years
Aditya Birla Sun Life Conservative Hybrid Fund - Growth / Payment - Direct Plan MF_120705	6.23%	9.52%	8.26%	9.99%
Axis Conservative Hybrid Fund - Direct Plan - Growth Option MF_120480	5.85%	8.20%	7.26%	8.34%
BANDHAN Conservative Hybrid Fund-Direct Plan-Growth MF_118491	5.67%	7.55%	6.78%	7.92%
BANK OF INDIA Conservative Hybrid Fund Fund-Direct Plan-Growth MF_119393	3.67%	8.50%	7.29%	8.42%
BARODA BNP PARIBAS Conservative Hybrid Fund - Direct Plan - Growth Option MF_150206	-	-	-	-
CANARA ROBECO CONSERVATIVE HYBRID FUND - DIRECT PLAN - GROWTH OPTION MF_118309	7.02%	9.75%	8.51%	9.42%
DSP Conservative Hybrid Fund - Direct Plan - Growth MF_118994	5.52%	8.10%	7.32%	8.36%
Franklin India Conservative Hybrid Fund - Direct - GROWTH MF_118574	6.08%	8.24%	7.32%	8.60%
HDFC Conservative Hybrid Fund - Growth Option - Direct Plan MF_119118	6.16%	9.44%	8.18%	9.62%
HSBC Conservative Hybrid Fund - Direct Growth MF_120073	6.21%	8.58%	7.84%	8.77%
ICICI Prudential Conservative Hybrid Fund - Direct Plan - Growth MF_120616	8.28%	10.29%	9.28%	10.49%
Kotak Conservative Hybrid Fund - Growth - Direct MF_120154	8.04%	10.67%	9.51%	10.94%
LIC MF Conservative Hybrid Fund-Direct Plan-Growth MF_120276	5.98%	7.42%	6.61%	7.49%
Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option MF_118726	2.76%	5.13%	5.92%	6.78%
Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth MF_148958	-	-	-	-
SBI Conservative Hybrid Fund - Direct Plan - Growth MF_119839	7.13%	9.65%	8.82%	9.85%
Sundaram Conservative Hybrid Fund (Formerly Known as Sundaram Debt Oriented Hybrid Fund) Direct Plan - Growth MF_119635	5.37%	7.49%	6.43%	8.15%
UTI Conservative Hybrid Fund - Direct Plan - Growth Option MF_120779	5.60%	8.67%	7.89%	9.21%