Mutual Fund Category AMFI: 'Hybrid Scheme - Equity Savings', 'Hybrid Schemes - Equity Savings Fund'

Equity Savings Funds

Empirical historical performance, risk metrics vs benchmark, and constituent schemes rolling return analytics.

About this Category

Overview

Minimum investment in equity & equity related instruments - 65% of total assets. Net equity exposure - 15% - 40% of total assets. Minimum Investment in debt-10% of total assets. Maximum Arbitrage exposure has to be stated in the SID. Minimum hedged & unhedged exposure to be stated in the SID. Asset Allocation under defensive considerations may also be stated in the Offer Document

Goal

Similar to conservative hybrid funds they can provide modest returns on top of debt funds but at the cost of higher volatility. Equity portion can be higher than conservative hybrids so it is more important to look at the offer document.

Taxation

These funds are taxed as Equity.

Questions

How has this category performed against inflation?
How has this category performed against conservative hybrid funds?
If you consider your tax rate do you get positive or negative returns after adjusting for inflation?
What was impact of interest rate hike (and cut) on liquid funds on the day it got announced, 1 month after the announcement and 120 days after the announcement, assuming there are no further announcements.

Analyze rolling returns, drawdowns, win/loss distributions, and risk metrics for the CATEGORY-EQUITY-SAVINGS-FUNDS benchmark series. View Equity Savings Funds Series Details

End Amount

₹30,915.45

Initial: ₹10000 (Lumpsum)

Category CAGR

8.53%

Equity Savings Funds Return

Benchmark CAGR

10.18%

Equity Savings Portfolio

Inflation Adj. CAGR

3.51%

Real Annualized Return

Alpha

-0.00

Excess Return vs Benchmark

Beta

0.71

Volatility vs Benchmark

Sharpe Ratio

0.44

Risk-Adjusted Return

Sortino Ratio

0.60

Downside Risk-Adjusted Return

Equity Savings Funds vs Benchmark vs Inflation

Constituent Mutual Fund Schemes (24) Click column headers to sort by rolling return percentiles across 5-year and 10-year horizons.

Return statistics cached as of October 31, 2026 (cached version)

Scheme Name	2.5Th percentile return for 5 Years	Median percentile return for 5 Years	2.5Th percentile return for 10 Years	Median percentile return for 10 years
Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth MF_132995	5.61%	8.78%	7.81%	8.75%
Axis Equity Savings Fund - Direct Plan - Growth MF_135120	7.55%	10.26%	9.27%	9.75%
BANDHAN Equity Savings Fund-Direct Plan-Growth MF_118477	4.55%	7.38%	7.14%	7.60%
BAJAJ FINSERV EQUITY SAVINGS FUND - DIRECT - GROWTH MF_153758	-	-	-	-
Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth MF_147496	-	-	-	-
DSP Equity Savings Fund - Direct Plan - Growth MF_136567	7.49%	9.64%	8.31%	9.13%
Edelweiss Equity Savings Fund - Direct Plan - Growth Option MF_140347	8.81%	10.58%	-	-
Franklin India Equity Savings Fund- Growth Direct MF_144466	6.78%	9.67%	-	-
HDFC Equity Savings Fund - Growth Option - Direct Plan MF_119128	7.19%	10.69%	9.49%	10.71%
HSBC Equity Savings Fund - Direct Growth MF_151060	-	-	-	-
Invesco India Equity Savings Fund - Direct Plan - Growth MF_146457	7.23%	10.55%	-	-
Kotak Equity Savings Fund - Direct - Growth MF_131373	6.43%	9.90%	9.62%	10.22%
LIC MF Equity Savings Fund-Direct Plan-Growth MF_151952	-	-	-	-
Mahindra Manulife Equity Savings Fund - Direct Plan -Growth MF_140444	8.58%	11.32%	-	-
Mirae Asset Equity Savings Fund - Direct Plan - Growth MF_145693	8.73%	12.74%	-	-
Nippon India Equity Savings Fund- Direct Plan- Growth Plan-Growth Option MF_134594	0.63%	3.64%	4.92%	5.68%
PGIM India Equity Savings Fund - Direct Plan - Growth MF_138376	6.28%	8.42%	7.38%	7.80%
SBI Equity Savings Fund - Direct Plan - Growth MF_134643	7.12%	9.87%	8.88%	9.92%
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund) - Direct Plan - Growth Option MF_149679	-	-	-	-
Tata Equity Savings Fund- Direct Plan- Growth Option MF_119960	4.44%	8.15%	7.88%	8.54%
UTI Equity Savings Fund - Direct Plan - Growth Option MF_144490	8.26%	11.59%	-	-
Union Equity Savings Fund - Direct Plan - Growth Option MF_144312	5.93%	8.73%	-	-
WhiteOak Capital Equity Savings Fund Direct Plan Growth MF_153355	-	-	-	-
quant Equity Savings Fund - Growth Option - Direct Plan MF_153705	-	-	-	-