Mutual Fund Category AMFI: 'Income/Debt Oriented Schemes - Medium Term Fund', 'Debt Scheme - Medium Duration Fund'

Medium Term Funds

Empirical historical performance, risk metrics vs benchmark, and constituent schemes rolling return analytics.

About this Category

Overview

Investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 4 to 7 years. Portfolio Macaulay duration under anticipated adverse situation is 1 year to 7 years

Goal

Medium term debt with expectation of returns better than short term funds but with higher interest rate risk.

Taxation

Taxed as debt.

Questions

When would you consider investing in medium term funds over conservative hybrids or funds with lesser maturity?

Analyze rolling returns, drawdowns, win/loss distributions, and risk metrics for the CATEGORY-MEDIUM-TERM-FUNDS benchmark series. View Medium Term Funds Series Details

End Amount

₹22,297.75

Initial: ₹10000 (Lumpsum)

Category CAGR

5.99%

Medium Term Funds Return

Benchmark CAGR

7.77%

India GSEC 5 Year Index

Inflation Adj. CAGR

1.08%

Real Annualized Return

Alpha

-0.01

Excess Return vs Benchmark

Beta

0.68

Volatility vs Benchmark

Sharpe Ratio

-0.01

Risk-Adjusted Return

Sortino Ratio

-0.01

Downside Risk-Adjusted Return

Medium Term Funds vs Benchmark vs Inflation

Constituent Mutual Fund Schemes (16) Click column headers to sort by rolling return percentiles across 5-year and 10-year horizons.

Return statistics cached as of October 31, 2026 (cached version)

Scheme Name	2.5Th percentile return for 5 Years	Median percentile return for 5 Years	2.5Th percentile return for 10 Years	Median percentile return for 10 years
Aditya Birla Sun Life Medium Term Fund - Growth - Direct Plan MF_119539	5.13%	8.90%	9.02%	9.30%
Axis Strategic Bond Fund - Direct Plan - Growth Option MF_120475	7.21%	7.93%	7.79%	8.47%
Bandhan Medium Term Fund - Direct Plan - Growth MF_118401	5.69%	7.04%	6.90%	7.48%
DSP Medium Term Fund - Direct Plan - Growth MF_118924	4.76%	6.40%	5.95%	6.74%
Franklin India Income Opportunities Fund - Direct - Growth MF_118554	4.65%	8.80%	-	-
HDFC Medium Term Fund - Growth Option - Direct Plan MF_119081	6.74%	7.73%	7.46%	8.05%
HSBC Medium Term Fund - Direct Growth MF_151146	-	-	-	-
ICICI Prudential Medium Term Fund - Direct Plan - Growth MF_120670	7.27%	8.02%	7.86%	8.33%
Invesco India Medium Term Fund - Direct Plan - Growth MF_149011	-	-	-	-
Kotak Medium Term Fund - Direct Growth MF_128006	6.56%	7.48%	7.41%	8.09%
Nippon India Medium Term Fund - Direct Plan - Growth Option MF_130050	-1.28%	0.14%	3.54%	4.12%
SBI MEDIUM TERM FUND - DIRECT PLAN - GROWTH MF_119824	6.61%	8.29%	8.08%	8.78%
Sundaram Medium Term Fund Direct Plan - Growth MF_119675	4.82%	5.72%	5.71%	6.56%
Tata Medium Term Fund- Direct Plan- Growth Option MF_119127	3.27%	4.98%	-	-
UTI Medium Term Fund - Direct Plan - Growth Option MF_134503	4.55%	5.52%	5.81%	6.50%
Union Medium Duration Fund - Direct Plan - Growth Option MF_148479	-	-	-	-