Terms and Conditions of Use

1. Experimental Status & Purpose

This website (Fire@YovaEngg) is an experimental project provided for informational, research, and educational purposes only. The algorithms, data models, backtesting simulations, calculators, and analytical tools are continually being tested, modified, and refined. No representation is made that any tool or calculation is complete, error-free, or current.

2. Not Investment or Financial Advice

Under no circumstances should any content, historical return figures, CAGR computations, drawdowns, rolling return tables, charts, or projections available on this site be considered or relied upon as financial, investment, legal, tax, or accounting advice.

The operators of this site are not registered financial advisors, brokers, dealers, or research analysts with SEBI or any regulatory agency. You must not use this site for investment purposes or decision-making. You should always seek independent professional guidance from a certified and registered financial advisor before making any financial or investment commitments.

3. Personal and Non-Commercial Use Only

Access to this website is provided solely for your own individual, personal, and non-commercial use. You may not:

• Use any output, dataset, calculation, or analysis for commercial advisory, asset management, or paid client services.
• Resell, sublicense, redistribute, copy, or republish any content or data from this website for commercial gain.
• Use automated tools, bots, scrapers, or excessive bulk queries that may place an unreasonable burden on the platform's infrastructure.

4. Disclaimer of Warranties and Data Accuracy

This website and all associated services and data are provided strictly on an "as is" and "as available" basis without warranties of any kind, whether express, implied, or statutory.

There is no assurance or warranty regarding the correctness, reliability, timeliness, or completeness of any market data, benchmark indices, mutual fund NAVs, inflation indices, or computational outputs presented. Historical performance data and simulation models do not guarantee or predict future results.

5. Limitation of Liability

To the maximum extent permitted under applicable law, YovaEngg, its creators, contributors, and hosting providers shall not be held liable for any direct, indirect, incidental, punitive, or consequential damages, financial losses, capital losses, or business disruptions arising out of or in connection with your use of, or inability to use, this website or reliance on any calculations or data.

6. Acceptance and Changes to Terms

By accessing, browsing, registering an account on, or otherwise using this website, you explicitly acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions. We reserve the right to amend or update these terms at any time without prior notice.

7. Contact & Inquiries

If you have questions regarding these terms, you may reach out via email at: enquiry@yovaengg.com.